The big student loan crisis is schools which provide no real useful education, but still suck off government and student money. When students graduate to find no job it is too late. They can easily have tens of thousands of dollars in student loans but no real employment prospects.
Fortunately I am seeing signs that the government is cutting these schools off. A few days ago some of the worst offenders got cut off from Cal Grants. Hopefully that pushes a few out of business.
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